Pet Care Insurance is for many pet owners an expense that is often put on the proverbial “back burner” and then sadly forgotten about until it is too late. Most people would agree that it is very prudent to have sufficient automobile insurance before an accident or having enough home insurance coverage prior to a fire, yet ask a pet owner about pet care insurance and in most cases “they haven’t really thought about family pet care insurance or haven’t yet got around to it”.
This may seem very surprising to hear since most pet owners do love their pets, care for them in other ways, and generally think of their pet as part of the family. So why this reluctance on the part of pet owners to invest in some type of pet care insurance for their precious pet?
Reasons For Not Buying Pet Care Insurance?
One reason many owner avoid buying pet care insurance may simply be a lack of knowledge with respect to the cost of having a sick or injured pet treated by a veterinarian. It is not unusual to find that medical costs for treating a dog with a broken leg may reach as high as $1000 and for a cat with a broken leg around the $300 mark. Naturally you can expect these costs to vary depending upon where in the world you live and the availability of veterinarian services.
There may even be fluctuations in the pricing of pet care insurance within the same geographic region depending upon if you live in a rural area with only a few vet clinics, or in large urban setting where you have more choice, more competition and therefore lower pet care insurance prices. Then there are the hidden costs such as kenneling of an injured animal while in the recovery stage following an operation and the costs of post-recovery medicine such as antibiotics and pain-killers which adds even more on to the total cost of the treatment which a pet care insurance plan may help offset.
A second reason why many pet owners may avoid getting pet care insurance stems from the naive belief that “it will not happen to me”. True there are